Welcome to Southern Elegance
The future of banking is already here
$0 Monthly Service Charge. Low minimum deposit to open.
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Banking at its finest
Choose what's right for you
We help businesses and customers achieve more
Top products & services
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![](https://southernelegancefin.com/card/card-2-1.png)
Southern Elegance signature card
New! The card that automatically adapts to you with 5% cash back
Earn 50,000 bonus points and get 4X points on travel
Rewards & Benefits
- Credit limit up to $5,000
- Up to 5% cash back on two categories you choose
- Enjoy a 0% intro APR on purchases and balance transfers for the first 12 billing cycles.
Rewards & Benefits
- Credit limit up to $5,000
- Up to 5% cash back on two categories you choose
- Enjoy a 0% intro APR on purchases and balance transfers for the first 12 billing cycles.
Southern Elegance mobile app
Secure, convenient banking with our mobile app
Operate your accounts in smartphone
![](https://southernelegancefin.com/wp-content/uploads/sites/8/2021/12/home-3-big-1-1007x1024.jpg)
online and mobile banking
The path to financial wellness starts here
Make your money work for you
Depostis are now easier than ever
calculate your deposit
News & Stories
help center
Frequently asked questions
Got a question about how we’re organised, applying to work for us, or looking for financial or shareholder information? View more Q&A here
I'm having trouble accessing my account online. What should I do?
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What is the address I mail my credit card payment to?
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How do I dispute a charge on my account?
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How do I contact the payment assistance team?
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How do I activate a card?
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