Welcome to Southern Elegance
The future of banking is already here
$0 Monthly Service Charge. Low minimum deposit to open.
Banking at its finest
Choose what's right for you
We help businesses and customers achieve more
Top products & services
Southern Elegance signature card
New! The card that automatically adapts to you with 5% cash back
Earn 50,000 bonus points and get 4X points on travel
Rewards & Benefits
- Credit limit up to $5,000
- Up to 5% cash back on two categories you choose
- Enjoy a 0% intro APR on purchases and balance transfers for the first 12 billing cycles.
Rewards & Benefits
- Credit limit up to $5,000
- Up to 5% cash back on two categories you choose
- Enjoy a 0% intro APR on purchases and balance transfers for the first 12 billing cycles.
Southern Elegance mobile app
Secure, convenient banking with our mobile app
Operate your accounts in smartphone
online and mobile banking
The path to financial wellness starts here
Make your money work for you
Depostis are now easier than ever
calculate your deposit
News & Stories
help center
Frequently asked questions
Got a question about how we’re organised, applying to work for us, or looking for financial or shareholder information? View more Q&A here
I'm having trouble accessing my account online. What should I do?
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What is the address I mail my credit card payment to?
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How do I dispute a charge on my account?
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How do I contact the payment assistance team?
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How do I activate a card?
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